My focus is helping my clients grow and protect their money by reducing the risk of market loss.  The number one fear of retirees is running out of money, so our top priority is helping you create a plan for retirement income that is guaranteed to last a lifetime.  Building wealth also includes protecting your family with life insurance, disability income and health insurance.  I’m happy to be your personal shopper and get you the best value for these types of insurance needs. Let me create a financial plan for you at no charge to make sure you are on track to reach your goals. My experience in the financial services industry spans 4 decades!